Services
Services
I have been giving unbiased, independent financial advice to individuals, families and small and medium-sized businesses since 1997. I will spend a considerable amount of time getting to know you and your personal circumstances and also what you are looking to achieve. Only then shall I be in a position to fulfil my legal and moral obligation to search the whole of the market to find the right advice for you.
Whatever your situation, I can help take the guesswork out of your financial planning and help you make more sense of your money.
The following is a list of the main areas of advice I offer. It is not an exhaustive list so, if you want advice on an area which is not listed here, please contact me and I may very well be able to help you.
FINANCIAL PLANNING FOR INDIVIDUALS
Protecting your Lifestyle for Yourself and Your Loved Ones
- Life insurance
- Family income benefit
- Critical illness cover
- Mortgage protection
- Income protection insurance
Retirement Planning *
- Stakeholder and personal pensions
- Self-invested personal pensions (SIPPs)
- Pension fund performance review
- Annuities
- Unsecured pensions - pension fund withdrawal/income drawdown
Savings and Investments*
- Individual Savings Accounts (ISAs)
- Unit trusts, investment trusts and OEICS
- Investment bonds - onshore and offshore
- Wealth management
Other Areas of Financial Planning include
- Education fees planning
- Inheritance tax planning
- Lifestyle financial planning
FINANCIAL PLANNING FOR BUSINESSES
Group pension schemes and employee benefit schemes *
- Stakeholder pensions
- group personal pensions
- money purchase occupational schemes
- Small self-administered schemes (SSASs)
- Group life cover
- Executive income protection
Business Protection
- Key person assurance
- Shareholder protection
- Partnership protection
* The value of investments and pensions can fall as well as rise. You may get back less than you invested.